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Pet Insurance For The Masses

Saturday, November 23, 2013

By Geraldine Dimarco


It was a huge shock when the vet informed us of the cost to treat our dog in the absence of pet insurance, and all I could think about at the time was whether he was worth the cost. That's awful, isn't it? Medical science cannot cure everything and pets are vulnerable too. Animals do not always survive after a course of treatment or operation.

Keeping your pet healthy is a large financial responsibility, and these additional costs can place a person in debt. If your credit card is at its limit then often a bank loan is the only answer.

A poor financial situation should never be a reason why a pet does not receive adequate attention; arranging a pet insurance policy saves this type of predicament from happening in the future. A pet health insurance plan does not have cost the earth; the average monthly premium will be less than forty dollars.

Pet insurance is not high on most American's agenda despite tens of millions of pet owners; the reason for this remains a mystery. Generally speaking, health insurance is not something that people neglect; should we be forgiven for not caring enough about our pets then?

Many do not consider this an important matter; this attitude quickly changes when these pet owners are presented with the bills for treatment. Like many other areas, the cost of vet fees has increased as well; of course the knock-on effect has been a rise in pet insurance premiums.

So other than rising costs, what are the main reasons you should consider cover for your pets. Anyone who owns a domestic animal needs to be prepared for health problems occasionally; when this happens, the cost of treatment may even cause financial strain.

Pet health cover costs, like many other types of insurance plans, are on the increase. This should really be enough to make you think twice about delaying but this isn't the only reason. Accidents and serious illnesses occur from time to time. This can happen at any time and usually when you can least afford it!

You can choose from a range of pet health insurance services, and perhaps incorporate more than one pet on the same plan. Pet insurance plans come in all shapes and sizes. There are even plans analogous to pet insurance that actually cover items that insurance doesn't. To my mind, they are a type of insurance, although they market themselves as pet assurance rather than pet insurance. Either way, they could save you a lot of money, and a lot of heartache.




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